Academy Bank: A Full-Service Business Bank for Companies of All Sizes

Running a business requires access to the right financial tools and support. Whether you’re managing a small startup or overseeing a growing enterprise, having a banking partner that understands your needs is essential.

Academy Bank is a full-service business bank committed to helping companies of all sizes succeed. With a comprehensive range of business banking products and services, Academy Bank is a one-stop shop for business owners looking to manage their finances efficiently.

Keep reading to learn more about what Academy Bank offers and how it can support your business at every stage of growth.

Customized Business Checking and Savings Accounts

At the core of managing your company’s finances is a business checking and savings account. Academy Bank offers a variety of business checking and business savings options that can be customized to fit the specific needs of your business, whether you’re a small operation or a larger enterprise.

For smaller businesses, the bank’s basic business checking account provides the essentials, such as no monthly maintenance fees for low-volume accounts, easy access to funds, and a range of convenient online tools.

As your company grows, we also offer more robust business banking account options that can accommodate higher transaction volumes—and provide additional benefits like fraud protection, overdraft services, and remote deposit capabilities.

With these accounts, businesses can easily manage day-to-day operations, make payments, and track expenses. And with our eBusiness Banking platform, accessing your business accounts online has never been easier. You can monitor transactions, make payments, and even handle payroll from anywhere, making it simple to keep your business moving efficiently.

Flexible Business Borrowing Options for Growth

No matter where your business is on its journey, access to capital can be key to achieving long-term success. Academy Bank offers a wide range of business borrowing options that can provide the financing you need for expansion, equipment purchases, working capital, or other business needs.

For small businesses, we offer business loans and lines of credit designed to meet short- or long-term financing needs. These loans can help cover operating expenses, purchase new equipment, or even support seasonal fluctuations in cash flow. Lines of credit offer the flexibility of accessing funds when you need them, providing a valuable safety net for managing day-to-day operations.

For larger businesses, our commercial and industrial lending services offer more complex financing solutions, including equipment financing, inventory loans, and other credit facilities designed to help bigger companies manage cash flow and growth. These services are tailored to fit your specific industry and financial needs, allowing you to focus on what you do best: growing your business.

With financing solutions that work for businesses of all sizes, we are here to help provide support that helps your business thrive.

Invest in Your Future with Commercial Real Estate Lending

For many businesses, owning or expanding real estate is a key component of growth. Academy Bank’s commercial real estate lending services are designed to help businesses acquire, develop, or refinance commercial properties.

Whether you’re looking to purchase an office building, retail space, industrial warehouse, or multifamily property, we have the expertise to help guide you through the process.

From short-term construction loans to long-term real estate mortgages, we offer flexible financing options tailored to the needs of real estate investors and business owners alike. These loans provide opportunities for companies to invest in the future and build the physical space needed for success.

No matter the size or scope of your commercial real estate project, our team of experienced lenders can help you navigate the financing process and secure the funds you need.

Treasury Services: Optimizing Cash Flow and Managing Risk

One of the key challenges for businesses of all sizes is managing cash flow effectively. Academy Bank’s Treasury Services are designed to help businesses optimize their cash flow, reduce financial risk, and manage working capital efficiently.

Treasury management solutions are especially valuable for businesses with complex financial needs, providing tools to streamline payments, collections, and cash handling. Our services include ACH (Automated Clearing House) payment solutions, fraud protection measures, positive pay services, and remote deposit capture, which allows businesses to deposit checks electronically without leaving the office.

Additionally, we offer liquidity management tools that help businesses manage short-term investments and optimize the use of excess cash. With these services, businesses can improve efficiency, reduce costs, and gain greater control over their cash flow.

Whether you’re a small business needing basic cash management or a larger corporation looking for more sophisticated solutions, our treasury services are designed to help you make the most of your financial resources.

Comprehensive Business Banking Services with a Bank You Can Trust

At Academy Bank, the goal is simple: to provide businesses of all sizes with the financial tools they need to succeed. As a full-service business bank, we offer a complete range of products and services—from business borrowing and commercial real estate lending to treasury services and eBusiness Banking—making it easy for businesses to manage all their financial needs in one place.

Small businesses benefit from straightforward banking solutions that are easy to manage, while larger companies can utilize advanced lending and cash management services. No matter the size of your business, Academy Bank is committed to helping you grow and thrive.

At Academy Bank, we are dedicated to providing personalized service. By taking the time to understand the unique needs of each business, we can provide customized solutions that fit those needs. Whether you need help choosing the right business account, securing a business loan, or managing cash flow, our experienced team is here to help.

At the end of the day, the success of your business is our top priority. By offering a full suite of business banking services—along with a focus on personal relationships—we hope to be a trusted partner for owners of businesses, of all sizes.

Partner with Academy Bank Today

Whether you're a small business looking for flexible checking options or a larger company in need of complex financing, Academy Bank is here to help you manage your finances, grow your business, and reach your goals.

Ready to take the next step? Reach out to a business banker today, or explore our business banking page to view all the products and services available.

Find out how Academy Bank can help you build a stronger financial future for your business!

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