Business owners viewing their business account with Academy Bank and Payments Suite

Business Interest Checking

Hold the hassle, add the interest.

Business Interest Checking: Best suited for businesses that maintain higher balances and want their money working for them.  Similar to our standard Business Checking but with interest earned on balances.

  • $100 opening balance
  • $12 monthly service charge (can be offset by interest earnings credit)
  • Interest compounded monthly
  • 250 items per statement cycle included, then $0.35/each
  • Built-in Payments Suite powered by Autobooks
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Business Interest Checking Rate


Account Balance Annual Percentage Yield
All balances
0.05%
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. The interest rate is subject to change daily. If the account is closed prior to the interest payment date, no interest will be paid. Fees may be charged to the account which could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of .
 
 
 

Simple Business Checking + Payments Suite

 
  • Keep it all in one place: One bank, one login. Bank, invoice, accept payments, and track activity from the same secure dashboard inside Academy Bank Online & Mobile Banking.
  • Make it easier for customers to pay: Send professional invoices (one‑time or recurring), share a secure payment link, or accept in‑person payments—so you can move from “sent” to “paid” faster.
  • Included with your account: There’s no monthly subscription for Payments Suite—it's included with Academy Bank business checking. Standard payment processing fees apply.
  • Built around how you work: Create invoices, automate recurring payments, share links or QR codes, accept tap‑to‑pay and online payments, and track paid, pending, and overdue activity—so you can stay organized and monitor cash flow without extra admin.
  • Bank‑led support you can count on: Payments Suite is delivered through Academy Bank—so you get modern payment tools backed by the security and service of a bank relationship. Powered by Autobooks.
 
We know what it means to have your name and reputation on every business transaction. That's because we're a family-owned and privately held bank, and we're proud to say that makes us different. 



What you get with Business Interest Checking:

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New VISA® Business Debit Card

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Online & Mobile1 Business Banking
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Free monthly eStatement2













































How Payments Suite takes your Business Checking to the next level:

Business owner creating an invoice through their Academy Bank Business Banking account with Payments Suite
Send professional, branded invoices (one-time or recurring)



Business owner sending an invoice through their Academy Bank Business Banking account with Payments Suite
Accept credit card, ACH and in-person payments



Business owners viewing invoices through their Academy Bank Business Banking account with Payments Suite
Track paid, pending, or overdue payments and monitor cash flow



Business owner providing a QR code for payment through their Academy Bank Business Banking account with Payments Suite
Share secure payment links or QR codes



Business owners reviewing profits and expenses through their Academy Bank Business Banking account with Payments Suite
Know where your business stands, anytime













More Business Banking Resources:


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Have Questions? Talk to a Business Banker. 

We're here to help you choose the right solution for your business.

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By clicking the Submit(Finish) button you agree that you are providing an electronic signature expressly authorizing Academy Bank to contact you by telephone at any of the telephone number(s) provided using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. Academy Bank may also contact you via email using any email address you provided.  You are not required to provide this authorization as a condition of purchasing any property, goods or services from Academy Bank.

Earn interest, plus manage invoices and payments with Business Interest Checking.

1 Message and data rates charged by your mobile phone carrier may apply. Mobile Deposits are subject to verification and not available for immediate withdrawal.  Deposit limits and restrictions apply.   
2 Free monthly eStatement or $5 paper statement.

Closing new accounts within 90 days of opening will result in a $25 early closure fee.