Academy Bank 
1201 Walnut St Kansas City MO 64106
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Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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Refinancing your mortgage means replacing your existing mortgage with a new loan. You can choose to refinance to shorten the term of your loan, lower your monthly payment, or reduce your interest rate. Think about all of the money you will save in the long run by refinancing! Whatever your financial goals, our team of home loan experts can help you every step of the way. Are you ready to start saving more, apply now or contact one of our Loan Advisors.
We’ll help you through the entire process.
Find a Loan Advisor or call 1-877-706-5281
Already applied? You're done with the hard part! Just log in here and upload documents and see the status of your application easily. No guesswork required.
Rate-and-Term Refinance Benefits
Dedicated loan advisor to help you every step of the way
Competitive rates and flexible terms
Options available to tailor your mortgage to your specific situation
Fast approvals, easy process, and expert advice
What to know about a Rate-and-Term Mortgage Refinance
There are several options when it comes to Rate Term refinancing, and what’s best for you depends on your goals.
- Lower rate and reduce monthly payments
- Or refinance to shorten the term of your loan and pay less interest over time.
If you’re not sure what option is best, talk with one of our loan advisors about your situation. They’ll recommend some options that may work for you.
Log in to view your account, check your loan status, or continue a saved application.
Don't see what you're looking for, check out our Cash-Out Refinance page.
More Mortgage Refinance Help
Subject to credit approval. The Rate Term Mortgage Refinance loan product has specific terms and conditions. Fees apply. Max 95%/97% LTV, Min 620 FICO, Max DTI of 50%. Eligible for Primary/Second Home/Investment Properties.