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CD Term Loan

Get great rates and fast approvals with a CD Term Loan.


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Earn interest while you repay a loan with CD Term Loans! Win. Win.

CD Term Loans, also known as CD-Secured Loans, are personal loans that use a certificate of deposit (CD) as security. These loans are similar to other collateral-based loans such as mortgages or auto loans, which secure collateral in the form of a home or a car. The main purpose of a CD Term Loan is to quickly provide cash without incurring early withdrawal penalties on a CD. Learn more about CDs here.
 
  • Low, fixed interest rates
  • Fast, easy approval - get your funds fast
  • Build or rebuild your credit
  • Earn interest while repaying your loan




Features of CD Term Loans

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Choose a term equal to or less than your CD's maturity date

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Low, fixed interest rates

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Fast, easy approval

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Build (or rebuild) credit

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Earn interest while you repay your loan











































































More Resources about Loans


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Finish your application before you finish your cup of coffee!

Subject to credit approval.

Certificate of Deposit Term Loan requires an existing Certificate of Deposit account with Academy Bank, or contact a Banking Center to open a Certificate of Deposit account prior to applying.