Home Loans for Professionals: Premier Choice Program

Buying a home is an exciting milestone. But if you're a doctor, attorney, or in another demanding profession, you have probably noticed that traditional home loans can come with more headaches than solutions. Specifically, high down payments, mortgage insurance premiums, and higher rates for larger loans can make homeownership feel out of reach.

That’s where Academy Bank’s Premier Choice Loan Program steps in. Designed specifically for high-achieving professionals like you, it offers exclusive perks that make homeownership easier and more affordable. Keep reading to learn about home loans for professionals and their benefits.

What is Academy Bank’s Premier Choice Program?

Professionals in busy, high-stakes careers often need flexible and reliable financial options. Academy Bank’s Premier Choice Program stands out as a specialized solution beyond what traditional loans can provide.

This is not your average mortgage. Professional home loans in this program are exclusively designed for individuals in medicine, law, and other demanding fields, providing special benefits you won’t find with standard home loan products.

Key Features of the Premier Choice Loan Program

Finding the best home loan doesn’t have to be complicated. This mortgage program is here to make everything easier, offering tailored solutions designed just for you and special benefits.

1. No Mortgage Insurance Required

Private mortgage insurance (PMI) is a costly add-on for many traditional loans, but not with the Premier Choice Program from Academy Bank! Eliminating mortgage insurance can save you hundreds of dollars each month, giving you the freedom to put that money toward other priorities. For example, those extra funds can pay for home upgrades, paying off student loans, or building your retirement account.

2. Up to 100% Loan-to-Value (LTV) Financing

This home loan program allows eligible buyers to secure up to 100% LTV financing, meaning you can purchase a home with 0% down. In contrast, conventional loans typically require a 3% down payment for first-time buyers and 5% for others.

Luckily, the Premier Choice Loan Program doesn’t require hefty down payments. Your hard-earned savings can stay intact, which is a game-changer for professionals who are balancing their career demands and financial goals.

3. Same Rates for Jumbo Loans

Traditional lenders often hit you with higher interest rates for large loan amounts (jumbo loans). But with the Premier Choice Program, you get the same competitive mortgage rates, no matter the size of your loan.

This means you have more buying power and fewer concerns about how a jumbo loan impacts your monthly budget—saving you thousands over the life of the loan.

Who Qualifies for the Premier Choice Program?

This special mortgage offer was created with high-achieving professionals in mind. Some qualifying professions include:

• Dentists
• Psychiatrists
• Nurse Practitioners
• Pharmacists
• Veterinarians
• Surgeons
• Resident Doctors
• Ophthalmologists
• Optometrists
• Osteopaths

• Military Officers (O4 and above)

With a minimum credit score of 720, this is your opportunity to enjoy a loan program that is built around the unique financial needs of your profession.

Best Home Loans for Professionals from Academy Bank

Many professionals face the same hurdles when pursuing homeownership—a mountain of student loans, the constant need to relocate, and juggling work-life balance. Typically, these challenges don’t align with the strict requirements of traditional loan programs.

So why settle for less when you’ve worked so hard to get where you are? Academy Bank’s Premier Choice Program is different. It’s more than a loan; it’s a tool that helps you purchase or refinance a home without sacrificing your other financial goals.

Take the leap today—contact our mortgage loan officers to learn more about mortgages for professionals and start your application!