More Than Mortgages: VA Loans at Academy Bank Transform Lives

For some Veterans and active-duty military personnel, the milestone of owning a home can feel just out of reach. Academy Bank strives to stand out as a financial institution that goes above and beyond to offer exceptional VA loans, tailored to meet the unique needs of those who have served our country. In this blog, let’s unpack how VA home loans play a crucial role in helping our military personnel towards the exciting milestone of homeownership.

Why should I consider a VA home loan?

VA home loans are a specialized mortgage option backed by the United States Department of Veterans Affairs. They’re designed to make home ownership more accessible to military personnel. If you’re a veteran, active duty servicemember, or military spouse, you should investigate whether you qualify for a VA loan.

What are some reasons why I should get a VA home loan?

1. Choose zero down payment

Oftentimes, the down payment is the biggest hurdle that homebuyers face. At Academy Bank, we understand this challenge and offer opportunities for eligible borrowers to purchase a home without a down payment. With this barrier removed, veterans and military families are given a pathway to home ownership without the burden of handling a large upfront payment.

2. Streamlined and efficient process

We know a smooth and quick application process is essential when buying a home. At Academy Bank, our VA home loans feature a streamlined approach, reducing paperwork and minimizing delays. Our team of Loan Officers ensures that while our process is quick you never feel left behind or confused about the homebuying experience. We are with you every step of the way!

3. Mortgage service guarantee

Something unique to Academy Bank is our Mortgage Service Guarantee. We commit to closing your loan on time, or we’ll pay you $1,000! While there are some restrictions, for home transactions, the Guarantee Date is 30 days from the date we receive your signed early disclosures or the contract closing date. 

At Academy Bank, we believe we are more than just a financial institution. We support the men and women who have served (or currently serving) our country. As a dedicated financial ally to our nation’s heroes, Academy Bank proudly helps military personnel reach the next stage in their lives by providing helpful resources throughout the homebuying experience. Make your home dreams a reality and start your homebuying journey with us today!

 

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*Subject to credit approval.  VA loan qualifications guidelines apply.  **VA funding fee may apply.