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Next-Level Checking Accounts in Denver, CO

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This is Denver, CO: where outdoor thrill meets local chill. The Rocky Mountains make the perfect backdrop for a vibrant local scene, and craft breweries and Broncos Sundays are considered a way of life. Your financial approach should match this Mile-High energy. Whether you’re conquering mountain peaks or soaking in the Red Rocks beats, your money should effortlessly keep up with you. In this blog, join us as we break down why checking accounts are a great match for Denver residents.

Checking Account Basics

Before we explore why checking accounts seamlessly complement your Denver lifestyle, let's first grasp the basics of a checking account. Essentially, a checking account is a financial hub, a place where your day-to-day transactions flow in and out. It's the heartbeat of your financial health, offering easy access to your funds whenever you need them.

Why Should Denver Residents Use Checking Accounts?

1. Economic Prosperity in the Mile-High City

Denver is a city on the rise, economically and culturally, and nothing captures the essence of the 303 better. A checking account serves as a flexible financial ally, helping residents manage their finances efficiently while they proudly rep Broncos Country in orange and blue.

2. Outdoor Adventure Meets Financial Freedom

Denver locals embrace the outdoors by taking full advantage of the city and its surrounding areas. Checking accounts paired with mobile banking1 provide you with financial flexibility, giving you ample time for your favorite mountain adventure! This makes it easy to transfer funds and check your balance from anywhere. So next time you’re stuck in Friday mountain traffic and eager to hit the slopes or trails, you can keep rolling without financial constraints.

3. Local Flavors and Community Focus

Denver is renowned for its local businesses, craft breweries, and farmers' markets. A checking account becomes an instrument for supporting these local endeavors. Many local businesses may offer exclusive deals or rewards for using a local bank, fostering a sense of community through financial choices.

4. Financial Security in Denver's Rocky Landscape

In the heart of the Rocky Mountains, your finances should be rock-solid, not rocky. Checking accounts like ours provide cutting-edge encryption, fraud detection, identity theft reimbursement coverage,2 and identity and dark web monitoring (just to name a few things). In addition, they are FDIC Insured, meaning you can relax and drink that Colorado Kool-Aid knowing your funds are safe and secure.

Academy Bank: Reaching New Financial Heights in Denver

Denver residents can find the perfect checking account crafted for their individual needs; it's far from a one-size-fits-all approach. Let’s explore Academy Bank’s tailored offerings:

  • Select Rewards Checking* — Ideal for those pursuing rewards, exclusive deals, and even cellphone protection,2 all while embracing the vibrant spirit of the 303. Plus, receive 24/7 roadside assistance2 (ideal for your Colorado adventures).
  • Elite Investment Checking* — Craving top-tier financial performance in the Mile High City? Climb to new heights with an account that rewards you with increasing returns based on your balance.
  • Simply Free Checking — Our uncomplicated, unrestricted checking account. This reliable, go-to option is just like putting on your favorite flannel: easy and effortlessly comfortable.
  • Student Checking* — Transitioning to financial independence? This account is tailor-made for full-time students under 23. If you’re studying at Metro State, University of Denver, CCD, or any of any of the other universities in the area, you’ll find that this low-cost account supports you on your financial journey through the educational hub of the Rockies.

Finding the right checking account can be a game-changer. Compare our checking accounts today and experience firsthand the financial advantages that Academy Bank brings to the 303 in Colorful Colorado.



Member FDIC

1 Message and data rates charged by your mobile carrier may apply.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.

3 $25 opening deposit required. eStatements required.

*Opening deposit required.  Monthly service charge applies. Closing new accounts within 90 days of opening will result in a $20 early closure fee.

INSURANCE DISCLOSURE: Insurance products are NOT insured by FDIC or any Federal Government Agency; NOT a deposit of or guaranteed by the bank or any bank affiliate. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.