Saving Cents: Reach Your “Pot of Gold” & Round Up Savings

When you think of St. Patrick’s Day, what comes to mind? Rainbows, leprechauns, and the promise of a pot of gold waiting at the end a rainbow, right? But life isn’t a fairy tale, and achieving financial security can feel just as elusive as finding a mystical treasure. That’s where Academy Bank’s Saving Cents comes in. This debit card round-up program helps you grow your savings effortlessly, turning everyday purchases into your own pot of gold.

The Rainbow to Your Pot of Gold: How Saving Cents Works

Imagine this. Every time you grab coffee, buy lunch, or treat yourself to a bestseller on your reading list, bits of spare change are stashed away in your savings account. That’s the magic of the Saving Cents program.

How it works:

• Choose: Decide how much you would like to round up from your debit card purchases; you can set it to the nearest $1or $5.
• Automatic Savings: Every time you make a debit card purchase from your Academy Bank checking account, we’ll round up the spare change and automatically transfer money from checking to savings.
• Track: Your savings round-up becomes visible in your savings account in the evening. Then, at the end of each month, your bank statement will show exactly how much money you saved.

Here’s a quick example: If you buy a coffee for $5.75, we’ll round it to $6 and transfer the extra $0.25 to your savings. The same goes for a $12.50 lunch. It’s adjusted to $13, and $0.50 is set aside.

If you do this just a few times a day, then over the course of a year, you will easily set aside hundreds of dollars without breaking a sweat. One coffee, one snack, one swipe of your debit card at a time.

Why Saving Cents is Your Lucky Charm

Setting aside money isn’t always easy, but Saving Cents makes it completely do-able. Here are some reasons why this round-up savings program could be your lucky charm:

1. Effortless and Consistent Saving

Sometimes saving money feels like a chore, but this program does all the heavy lifting for you! Your savings grow automatically, so you don’t have to worry about making transfers each month.

2. Turn Spending into Automatic Savings

Every swipe of your debit card turns into an opportunity to save money. Whether you are spending on essentials or indulging in a little treat, rounding up your savings is setting you up for financial wins down the line.

4. Customizable Round-Up Savings Options

Want to save even faster? You can decide to round up your purchases to higher increments—like the nearest $5—and accelerate your progress. It’s your money, your rules, your goals!

5. No Extra Fees, Just Savings Growth

Unlike some alternatives to Acorns and other round-up savings apps, Academy Bank’s Saving Cents program doesn’t hit you with surprise fees. And better yet, your savings account earns interest, so you can grow your money without lifting a finger.

Round Up Savings: Your Pot of Gold is Closer Than You Think

There’s no better time than St. Patrick’s Day to start the quest for your pot of gold. Whether you are saving for a dream vacation, emergency fund, or just need a little extra cushion, Saving Cents¹ can help you get there.

Signing up couldn't be easier:

1. Open an Academy Bank checking account² and savings account³ if you haven’t already.
2. Log into your Online Banking account.
3. Send us a message to enroll in the Saving Cents program. It’s that easy!

Do you prefer a personal touch? Stop by your nearest Academy Bank branch to get started.

This St. Patrick's Day, make your spare change work as hard as you do. Round up debit card purchases, enjoy automatic savings, and watch your pot of gold grow.

Explore Saving Cents