Academy Bank 
1201 Walnut St Kansas City MO 64106
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Bank Routing Number
107001481
Bank by Mail/General Mail
PO Box 26458
Kansas City, MO 64196
Deposit Only Mailbox
PO Box 26744
Kansas City, MO 64196
Phone Number
1-877-712-2265
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Avoiding Overdrafts
For more information or to speak with a Financial Education Specialist, please contact us at FinancialEducationAB@academybank.com.
The best way to avoid overdrawing your account is to know your account balance.
At Academy Bank, we make it easy to keep track of your account balance. We offer several tools and resources, so you are always in-the-know as far as your account details.
1. Set up Account Alerts and Balance Notifications through Mobile and Online Banking
With our Mobile and Online Banking service, you can set up account balance alerts and transaction alerts for any transaction or only purchases over a specified amount (mobile carrier fees may apply). Balance notifications are a great way to know what you have available to spend in order to avoid overdraft fees.
2. In Person at a Branch
You can also simply stop by your nearest branch location. One of our friendly bank associates can check your account balance free of charge when presented with the proper identification. Our in-store Walmart locations also offer extended evening and weekend hours for your convenience.
3. Physical Account Register
Far less common nowadays but still available, you can track your balance with a physical account register. It is essential to write down each transaction, including all deposits and purchases. When you spend money, subtract that amount from the ongoing balance. When you deposit money, add it to the ongoing balance. It only takes a minute, and it helps you know exactly how much you have available in your account to spend.
Simply select the tool that is most convenient for you to stay on top of your account balance so you can be sure sufficient funds are available before making any purchase.
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