What is Treasury Management at a Bank?

Managing a business’s finances is about more than just staying afloat—it’s about planning for growth, protecting assets, and making smart decisions to stay ahead. That’s where treasury management comes into play. It provides businesses with the tools and expertise for optimizing cash flow, managing risks, and operating as efficiently as possible. Keep reading to learn about the basics of treasury management and how it can help businesses of all sizes.

What Is Treasury Management at a Bank?

Treasury management, also known as cash management, is a set of services that banks offer to help businesses handle their money. Startups, businesses in transition, rapidly growing companies, and small and medium enterprises (SMEs) can all benefit from treasury management banking. Why? Because it simplifies everyday tasks—from organizing payments to fraud protection.

Treasury management solutions ensure businesses can stay in control of their finances. This helps companies make the most of their money and stay prepared for future challenges and growth opportunities.

What Are Treasury Management Services?

Treasury management services help businesses take control of their finances by streamlining processes and providing customized tools. Here are some key services at Academy Bank that can make a difference for your business:

• Account Management Resources: Manage your funds with tools that simplify transactions, reduce errors, and increase efficiency.
• Fraud Prevention: Protect your assets with tools like positive pay systems, dual authorization, and real-time transaction monitoring.¹
• Receivables and Payables: Streamline payment collections and outgoing payments with options like ACH transfers, lockbox services, and automated invoicing.
• Liquidity Management: Take control of your cash flow by speeding up how quickly sales turn into cash and making the best use of extra funds for investments.¹
• Treasury Technology Tools: Academy Bank offers eBusiness,² which is a digital platform that allows businesses to access real-time data, monitor transactions, and automate processes. This makes your day-to-day treasury operations simple and efficient.

Why Choose Treasury Management at Academy Bank?

Here at Academy Bank, we know that every business is unique, and a "one-size-fits-all" approach doesn’t work when it comes to finance. We take pride in being a full-service business bank that’s flexible enough for startups and robust enough for growing enterprises. That’s why we offer a full suite of treasury management services designed to meet the needs of your organization—no matter the size.

Here’s what sets us apart:

• Comprehensive offerings
• Personalized support
• Technology at your fingertips
• Community-focused approach
• Experience you can trust

Our commitment goes beyond just offering products—we are here to be an extension of your business. Reach out to our team today, and we’ll provide the resources and support you need to succeed.

Call us at 866-277-4539 or email treasurysupport@academybank.com to start improving your financial processes.